The Healthcare System’s Dirty Secrets




Insurance companies are rewarded for excluding sick people, says Harvard Business School professor Michael Porter.

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The Healthcare System’s Dirty Secrets

Comments 2

  1. Disagree on many points:
    Firstly, it's not the insurance companies job to keep you healthy, just as it's not geico's job to make sure you're a good driver, just to charge you according to your driving skill and past record.
    The incentive to be healthy is for your own self interest in your health as well as incentive for low insurance.
     If you had preexisting conditions, you were dealt a bad hand. Private subsidies can solve that (charity.)
    It's the insurance companies job to do the following: Insure you when you are sick and need medical attention. ANYTHING else, is up to personal responsibility. Having an insurance company bargain with the hospital is beneficial, they are saving you money.
    I agree the payment system is poorly operated, likely due to government regulations.
    If you want to save people money, deregulate the medical industry!! Look at India as an example- you can get a bypass surgery for 1% of the cost of US, WITHOUT insurance.
    Compare health care systems, the fewer regulations and the less government intervention in the market- the better and cheaper the care.

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